Abstract: Agricultural Finance is one of the major advances identified by commercial banks in priority sector. Most of the other advances involves collateral securities where as there is no such provisions or scope for getting collateral securities from the farmers community as major farmers are in the Below Poverty Line. It is one of the challenging task for the commercial bank to make a balance between lending and recovery. Unless banking organization understand the financial data with regards to agricultural loan and its impact on banking performance, it is not possible to form regulations for agricultural financing.

In the present study an attempt has been made to understand the various factors to be considered, structure of agricultural schemes, eligibility criteria, NPA with respect to Canara Bank. These facts may help the bank authority to formulate suitable regulations.

| DOI: 10.17148/IARJSET.2022.9768