Abstract: Financial fraud in Chhatrapati Sambhajinagar has been evolving rapidly, shaped by digital technologies, shifting economic patterns, and growing urbanization. Traditional scams such as fake investment schemes and identity theft are now joined by cyber fraud, online banking manipulation, and digital payment scams. This changing nature of fraud not only threatens individual savings and business stability but also erodes public trust in financial institutions.

The social impacts are significant: families face financial insecurity, small businesses struggle to recover from losses, and vulnerable groups—such as the elderly or less digitally literate—are disproportionately targeted. Beyond monetary damage, fraud creates psychological stress, weakens community confidence, and increases social inequality. Understanding these dynamics is crucial for designing stronger awareness programs, regulatory measures, and community based safeguards that can protect citizens while fostering a culture of financial resilience in the city.

Keyword: Financial Fraud, Online Fraud, Digital Financial Crimes, Economic Crime

Downloads: | DOI: 10.17148/IARJSET.2025.121256