Abstract: In the present situation, the interest of banking is whenever, anyplace banking, this requires inventive strong secure enhanced and prepared to meet the desires for engaged and educated clients. Computerized change is simply moving from customary banking to an advanced world. It is a crucial change in how banks and other money related organizations find out about, how to associate with and fulfil the clients. A powerful advanced change starts with a comprehension of computerized client conduct, inclinations, decisions, prerequisites, and yearnings and so forth. This change prompts the significant changes in the associations from item driven to client driven view. This paper covers job of digitization in Indian banking, factors influence the extent of computerized banking in India, advanced financial patterns in India, innovative achievements in Indian banks. The present investigation depends on optional information. The information has been extricated from the different sources like research articles, productions from administration of India, different announcements of RBI and confirmed sites. The examination found that, computerized banking has radically decreased the working expenses of banks. This has made it workable for banks to charge lower expenses for administrations and furthermore offer higher loan fees for stores. Lower working expenses have implied more benefits for the banks. The investigation likewise found that, advanced banking is having the capacity to change the scene of monetary consideration. Simple utilization of computerized banking can quicken the mix of unbanked economy to the standard.

Downloads: | DOI: 10.17148/IARJSET.2025.121037